Please complete the following questionnaire with regards to a specific goal you have within an account (ex. RRSP, TFSA, etc.).  Note that you can have multiple goals within the same account, for example part of a TFSA can be used to fund a large purchase and the balance can be used for retirement.   Identify the plan and goal and answer the questions accordingly.  Thank you.

    Type of account (*required)
    (all that apply)

    1. Which statement best describes your knowledge of investing? (*required)
    (For joint plans, the answer must be based on the primary account holder’s knowledge)

    2. Considering your main goal for this plan, when do you expect you will need to withdraw all or a significant portion (i.e. 50% or more) of the money from this particular account? (*required)
    (For joint plans, all account holders must come to a consensus on the answer)

    3. What is your primary goal for this portfolio? (*required)
    (For joint plans, all account holders must come to a consensus on the answer)

    4. What is your annual gross income (from all sources)? (*required)
    (For joint plans, the answer must be based on the primary account holder’s information)

    5. How would you classify your current/future income source(s)? (*required)
    (For joint plans, answer must on the overall stability of income for all account holders)

    6. What is your estimated net worth (What you own minus what you owe)? (*required)
    (For joint plans, answer must be based on the primary account holder’s information)

    7. Liquid assets are assets that you can redeem for cash quickly and easily for the purpose of covering a shortfall, an unexpected expense or a short-term goal. What is the value of your liquid assets? (*required)
    (For joint plans, the answer must be based on the primary account holder’s information)

    8. This investment account represents approximately what percentage of your total savings and investments? (*required)
    (For joint plans, the answer must be based on the combined information for all account holders)

    9. What is your age group? (*required)
    (For joint plans, the answer must be based on the youngest account holder)

    10. From September 2008 through November 2008, North American stock markets lost over 30%. If a similar situation occurred today, where your $100,000 investment dropped to $70,000 over a three-month period, for this account you would: (*required)
    (For joint plans, all account holders must come to a consensus on the answer)

    11. The chart below shows a range of potential gains and losses over a one-year period for four different investments of $10,000. Given the potential for gain or loss in any one year, which investment would you likely invest your money in? (*required)
    (For joint plans, all account holders must come to a consensus on the answer)

    chart showing range of potential gains and losses over a one-year period for four different investments of $10,000

    12. Investments with higher returns typically involve greater risk. The chart below shows hypothetical annual returns (annual gains and losses) for four different investment portfolios over a 10-year period. Keeping in mind how the returns fluctuate, which investment portfolio would you be most comfortable holding in this account? (*required)
    (For joint plans, all account holders must come to a consensus on the answer)

    chart showing hypothetical annual returns (annual gains and losses) for four different investment portfolios over a 10-year period

    13. In making financial and investment decisions for this goal, you are: (*required)
    (For joint plans, all account holders must come to a consensus on the answer)

    14. The value of an investment portfolio will generally go up and down over time. Assuming that you have invested $10,000, in this goal, how much of a decline in your investment portfolio could you tolerate in a 12-month period? (*required)
    (For joint plans, all account holders must come to a consensus on the answer)

    15. When you are faced with a major financial decision about this goal, are you more concerned about the possible losses or the possible gains? (*required)
    (For joint plans, all account holders must come to a consensus on the answer)

    16. Will you be borrowing money (i.e. taking out a loan or using a line of credit) to fund this purchase? (*required)
    (Note: if a non-registered plan is being opened, additional documentation will be required) (For joint plans, if any account holder is borrowing money for this investment, answer Yes)